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Built for self-employed Canadians

Know what's actually yours — the moment you're paid.

Your invoices, expenses, receipts and books in one place, with HST, income tax and CPP worked out as you earn. No shoebox, no spreadsheet, no guessing what you'll owe in the spring.

All-in-one accounting software for self-employed Canadians. Data stored in Canada.

Client paid invoice #0042just now
Payment received+$3,250
Set aside automaticallyreal-time
HST−$374
Income tax + CPP−$773
Safe to spendyours to keep
+$2,103
Already net of every tax — spend it without a second thought.
13 provinces & territories Real-time HST · income tax · CPP CRA-correct 2026 tax tables Data stored in Canada Patent-filed methodology
Real-time accounting

Real-time accounting software that knows your tax position.

Invoices, expenses, double-entry books, and the financial statements your accountant expects — all here. The difference: LQID counts HST, income tax, and CPP the moment money moves, so your Safe-to-Spend is always what's truly yours.

Real-time tax segregation

Every payment is split into HST, income tax, and CPP/CPP2 the moment it lands — across all 13 provinces and territories.

One Safe-to-Spend number

See the figure that's genuinely yours — after every reserve — updated live. No more guessing how much of a deposit is really the CRA's.

Tax-ready, every day

Open LQID any day and see exactly what you'd owe if the year ended today — plus a year-end packet your accountant can file from.

Get paid

Invoices & quotes that close the loop

Send branded invoices and estimates, convert accepted quotes to invoices in one click, and record payments that flow straight into your Safe-to-Spend.

  • Branded PDF invoices & quotes
  • Recurring invoices on autopilot
  • Payment recorded → tax reserved instantly
Invoice #0042
Design retainer — May$3,250.00
Status
Quote #0118 — acceptedConvert →
Stay organized

Snap a receipt — we do the rest

Photograph a receipt and LQID reads the vendor, total, and HST, files it to the right CRA category, and captures the input tax credit automatically.

  • Receipt & cheque OCR
  • 22 CRA-aligned categories
  • Mileage logbook & CCA depreciation
Receipt captured
Home Depot · Materials$214.70
HST input credit+$24.70
Mileage · 42 km business$30.24
Real books

Reports your accountant expects

Double-entry under the hood means proper financial statements — generated live from your data, formatted for a Canadian T2125.

  • P&L, Balance Sheet, Trial Balance, GL, Cash Flow
  • HST/GST34 return prep & export
  • Accountant & bookkeeper portal — read-only or edit, you choose
Profit & Loss · YTD
Revenue$148,200
Expenses−$41,860
Net income$106,340
Try it on your own numbers

What's actually yours on your next payment?

Enter a payment you received — we'll set aside HST, income tax, and CPP the way LQID does automatically, and show your real Safe to Spend.

$
$
HST set aside−$374
Income tax set aside−$447
CPP set aside−$326
Safe to spend
$2,103
≈ 65% of $3,250 — yours to keep

2026 estimate (federal + provincial tax + CPP). LQID does this on every payment, in real time.

Who it's for

One tax brain, tuned to how you earn.

Freelancers & creators

Irregular invoices, no payroll deductions, and a tax bill that sneaks up. LQID keeps every payment honest from day one.

Trades & contractors

Materials, mileage, sub-payments, and equipment that depreciates. Track it all and keep the CRA's share separate.

Solopreneurs

One person running the whole show. LQID is your back office — tax, books, and Safe-to-Spend — so you stay on the work that pays.

Small business (up to 20)

Bring employees into the flow for expenses and mileage while you keep full visibility — and your books stay year-end ready.

13
Provinces & territories, including Quebec QST
5
Taxes auto-reserved on every deposit
17
CCA depreciation classes built in
24/7
Tax-ready — not just one month a year
Why LQID

Forward-looking, not backward-looking.

Traditional bookkeeping

Most accounting tools
  • Categorizes last month for the accountant
  • Tax is an afterthought, calculated later
  • Your balance still includes the CRA's money
  • US tools retrofitted for Canada

LQID

Real-time · Canadian-first · forward-looking
  • Splits tax the moment money lands
  • Safe-to-Spend tells you what's truly yours
  • Full books & statements when you need them
  • Built for Canadian self-employed, end to end
Pricing

Simple, transparent pricing.

Solo
Everything you need to run and tax-segregate your business. One user.
$19
per month
  • Real-time tax segregation & Safe-to-Spend
  • Invoices, expenses, mileage, reports, HST
  • Accountant / bookkeeper portal & year-end packet
Start free
Founding early-access pricing has now closed. Thanks to everyone who joined early.
Team
For small businesses and crews — everyone on one set of books.
$39
per month · up to 5 users
Up to 10 users$59/mo
Up to 15 users$79/mo
Up to 20 users$99/mo
  • Everything in Solo, for your whole team
  • Employees submit expenses & receipts from their phones
  • Roles, permissions & owner approval
Start free
Built to be trusted

Your data is always yours.

Export your invoices, expenses and full ledger anytime — in formats your accountant or any other software can read. No lock-in: your books are stored in Canada, and they’re always yours to take with you.

Canadian residency

Hosted in Canada with row-level security on every record.

PIPEDA-compliant

Privacy-first, with clear disclosure of every sub-processor.

CRA-correct

2026 federal, provincial, CPP/CPP2, and HST tables.

Patent-filed

A patent-filed methodology behind the segregation engine.

Keep what you earn.

Free to try, no card. Start on the Solo plan at $19/mo and keep more of every dollar you earn.

Start free — no card needed

Add LQID to your Home Screen

Install LQID on your iPhone for one-tap access — no App Store needed.

1. Tap the Share button in Safari
2. Choose “Add to Home Screen”